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EMT (E-Money Token)
EMT (E-Money Tokens) are tokens under MiCA that reference an official currency, like USD or EUR, thus maintaining a stable value. EMTs are issued at par value with the fiat currency they represent: for example, Tether USDT backs the US dollar 1:1. Holders of EMTs have the right to redeem their EMTs at the equivalent value of their referenced currencies. Under MiCA, only banks and EMIs (Electronic Money Institutions) are allowed to issue and manage ETMs.
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